Life Is Made of Time and Choices: 7 Examples of Opportunity Costs You Incur Every Time You Make a Decision

Life is short and full of choices. Choices that make or break us. We all love success and to look back someday and appreciate the choices we made. You won’t like regretting the decision you make today if its outcome won’t be as you’d expect, right? If you decide to do one thing, you won’t […]

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5 Fintech Trends to Watch out for in 2020

The financial industry continues to improve with regular advances in automation and technology. Dubbed “fintech,” the combination of finance and technology has become a popular trend to watch for industry insiders and the general public.  Fintech has changed the way that money is exchanged. Most people know about crowdfunding and mobile banking, but there are […]

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Growth and Expansion: The Two Methods of Presenting Operating Cash Flow

Operating cash flow is a familiar accounting term that is related to direct business operations. The important calculations used are helpful when getting a clear outlook of the growth and expansion of a company. For a growing business, there are the financial projections that will matter the most.   OCF Operating cash flow helps a company […]

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Roof Financing
Roof Financing: Ways To Secure Your Home

Roof Financing can be Planned or unplanned, a new roof is an investment in your home. The roof protects you and your family from environmental factors and risks. Unfortunately, many homeowners delay replacing or repairing their roofs until they have a warning sign. Sometimes, natural disasters such as the destruction of the roof by a […]

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02, 2021

Managing Risk: The Main Methods for Handling Bad Debt

By admin | February 25, 2021 | Finance

Bad debts have a way of piling up in the most unexpected ways. Before it gets to the point of no return, you have to figure out your financial Achilles heel. For most people, it comes down to multiple personal decisions. Fix them quickly, and you’ll see an immediate change in your fortune.  Subscription Services […]

02, 2021

5 Investment Portfolio Management Tips: How Not to Put All Your Eggs in One Basket

By admin | February 17, 2021 | Finance

The key to successful investing is often about diversification, and good portfolio management will help to ensure that you spread the risk across a range of opportunities. Here is a look at some useful portfolio management strategies to help you try and make the most of your investments in a more structured way. Diversify One […]

02, 2021

5 Fundamental Basics of the Stock Market: Beginner Investors Start Here

By admin | February 9, 2021 | Finance

The stock market is where fortunes are made, and companies become household names. Learning the basics of stock market lingo will only allow you a taste of regular trading. Beginning investors have to do a lot more than understand the language if they want to come out on top. Trading stocks can be done by […]

01, 2021

Free Market Capitalism vs. Socialism: The Key Takeaways

By admin | January 28, 2021 | Finance

There are many economic and social philosophies, and every society, no matter how modern or simplistic, adheres to some sort of governing ideology. Free market capitalism and socialism are just two of those governing philosophies. The biggest difference between the two being the extent of involvement the government has in the economy. Here’s a brief […]

01, 2021

Cashier’s Check vs Money Order: 4 Tips to Help You Decide

By admin | January 13, 2021 | Finance

Both cashier checks and a money order process are great ways to send sums of money to people and businesses when you’re looking for a more secure method over standard cash or check payments. However, both cost money and have their own pros and cons, so if you’re wondering which is best, you’ve come to […]

01, 2021

Explaining the Labor Force Participation Rate Formula: Are We Experiencing a Decline in the Working Population?

Business, News
By admin | January 6, 2021 | Business, News

Whether you’ve heard of the labor force participation rate formula or not, this is the article that’s going to detail everything you need to know. 2020 has been a very strange and surreal year, to say the least, and the world has changed in ways we could have never predicted, especially when referring to the […]

12, 2020

Debt Service Coverage Ratio: This Is How to Calculate It

By admin | December 29, 2020 | Finance

Your DCSR plays a major role in the direction your company will take when dealing with debt. A debt service coverage ratio is one of the first headaches any business owner will deal with. Once you determine DSCR the first time, it is much easier to calculate in later years.  What Is Debt Service Coverage […]

10, 2020

Getting the Ball Rolling: 7 Tips for Finding the Best Used Car Loan Rates

Budget, Business, Finance
By admin | October 14, 2020 | Budget, Business, Finance

Auto loan rates fluctuate just like any other interest rate. The better your credit rating the lower your used car loan rate will be. But if you have little to no credit or bad credit, all hope is not lost. You too can get a car loan with interest rates to fit your budget.  1. […]

09, 2020

7 Bad Credit Auto Loans Tricks to Get Approved Regardless of Your Credit History

Budget, Business, Finance
By admin | September 4, 2020 | Budget, Business, Finance

One of the most frustrating parts of adulthood is getting disapproved of an auto loan you desperately need. Often, the reason you don’t get approved is due to the state of your credit history. If you don’t believe your credit is sufficient enough to get approved for an auto loan, don’t give up all hope […]

08, 2020

3 Car Loan Payment Factors: What Determines Car Loan Interest Rates?

Budget, Finance
By admin | August 27, 2020 | Budget, Finance

When you’re buying a new car on loan, one of the most important considerations you need to be thinking about comes in the form of your loan’s interest rates. While you may be getting a great deal with the car, if you’re paying a stupid and ridiculous amount of interest, it’s going to be a […]