5 Investment Portfolio Management Tips: How Not to Put All Your Eggs in One Basket

The key to successful investing is often about diversification, and good portfolio management will help to ensure that you spread the risk across a range of opportunities. Here is a look at some useful portfolio management strategies to help you try and make the most of your investments in a more structured way. Diversify One […]

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Gross Profit Ratio
How to Calculate Gross Profit Ratio: The Complete Formula Explained

Gross Profit Ratio is calculated by dividing your revenue by your gross profit. Owning a small business isn’t easy; it can take a while before it actually starts becoming profitable. There should be an easy way to determine whether you’re actually making money or not. Luckily, there is! It’s called the gross profit ratio, and […]

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Homeowners, Now You Can Earn Something on the Side by Renting Out a Room with Airbnb

Homeowners are always being offered ways to unlock the equity in their homes. A lot of the ways suggested involve either selling part or all of an asset, or some type of loan/mortgage deal. Surely there are other ways to get some cash back out of your home, right? Well, there is. If you’re living […]

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Business investment
What is planned investment and necessary tips for the investment planning in the business

Whether you have a small business or a big company, the strategies to play the game of investment will never die out in your field. This is why you get introduced to the terms—planned, actual, and unplanned investments. These simple terms state what they sound like, but this doesn’t mean you can’t dig a little […]

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04, 2020

It All Adds Up: The Importance of Putting a Little Bit Aside Every Month

Budget, Finance
By admin | April 3, 2020 | Budget, Finance

More than half the people in the world live paycheck to paycheck. A single emergency can put their entire lives on hold, sometimes to an unrecoverable degree. If you fall into this category, then now would be a great time to rethink your current finances. A small emergency fund will change your life for the […]

02, 2020

2020 Is Here: 4 Financial Goals to Set in the New Year

Budget, Finance
By admin | February 21, 2020 | Budget, Finance

Now that we’re fully into 2020, how are your New Year’s resolutions coming along? If you’re like many people, the chances are you had some financial goals you wanted to fulfill, but this is obviously easier said than done. Bills and unexpected expenses come up, and they can easily throw you off track. In some […]

02, 2020

What Is the Role of Smart Contracts in Investing?

Crypto, Finance
By admin | February 14, 2020 | Crypto, Finance

Only a short time ago the investment arena experienced some seismic changes in the way all of us can invest our money. Smart contracts are right up there as a typical example of technology shaking up the way these investment options are executed. Blockchain technology has grown into an investment opportunity that is very popular […]

01, 2020

5 Fintech Trends to Watch out for in 2020

By admin | January 30, 2020 | Finance

The financial industry continues to improve with regular advances in automation and technology. Dubbed “fintech,” the combination of finance and technology has become a popular trend to watch for industry insiders and the general public.  Fintech has changed the way that money is exchanged. Most people know about crowdfunding and mobile banking, but there are […]

01, 2020

Escaping the Rat Race: 4 Reasons Why a Traditional 9 to 5 Job Will Never Make You Rich

Business, Finance
By admin | January 17, 2020 | Business, Finance

Even if you are fortunate enough to love your 9 to 5 job the bottom line is that you will not become a wealthy person working for someone else. Every job will have its mundane aspects and when you combine that with a salary that just about gets you through to the end of the […]

12, 2018

US Census Bureau Finds That Raising the Minimum Wage Would Be Beneficial, but What Are the Cons of Doing So?

By admin | December 19, 2018 | Finance

The media and public sector often tout the benefits of increasing the federal minimum wage. President Obama used his 2014 State of the Union Address to proclaim that a higher minimum wage would drive economic growth, provide more jobs, and reduce government spending. However, these benefits are often inflated and fail to take into consideration […]

12, 2018

A Financial Boost That’s Within Arm’s Reach: Learn to Differentiate Between These 4 Business Lines of Credit

By admin | December 12, 2018 | Finance

When you own your own business, cash flow problems arise from time to time. It may not be serious. Perhaps a supplier needs paying before your clients have made their payments? Or perhaps you are expanding and need quick capital to make the one-off payments associated with opening a new facility? When these situations arise, […]

12, 2018

Do You Consider Yourself Financially Literate? Check by Recognizing These 5 Key Principles

By admin | December 5, 2018 | Finance

Would you call yourself an individual who’s ‘financially literate’? While we’re not necessarily claiming that you know the Stock Market like the back of your hand, since we all use money in our daily lives, being financially literate should be a necessity across the board. The thing is, you can’t just ask whether someone is […]

11, 2018

Managing Your Resources: 7 Common Living Expenses You Can Limit or Avoid

Budget, News
By admin | November 28, 2018 | Budget, News

If you are trying to build up a nest egg or you want to live more frugally, there are ways that you can do that which should not be too difficult for you. Living within your means is something that you should learn to do as a responsible adult, and there are many methods that […]

11, 2018

Establishing an Improved Customer Experience: 5 Benefits of Open Banking

By admin | November 21, 2018 | Finance

Open banking is a relatively new form of financial management which is started to become implemented around the world. The term refers to third-party applications that are designed to access people’s bank account information (with permission, of course) to help them manage their money. For example, you would download an open banking app, connect it to […]