More than half the people in the world live paycheck to paycheck. A single emergency can put their entire lives on hold, sometimes to an unrecoverable degree. If you fall into this category, then now would be a great time to rethink your current finances. A small emergency fund will change your life for the […]

Now that we’re fully into 2020, how are your New Year’s resolutions coming along? If you’re like many people, the chances are you had some financial goals you wanted to fulfill, but this is obviously easier said than done. Bills and unexpected expenses come up, and they can easily throw you off track. In some […]

Only a short time ago the investment arena experienced some seismic changes in the way all of us can invest our money. Smart contracts are right up there as a typical example of technology shaking up the way these investment options are executed. Blockchain technology has grown into an investment opportunity that is very popular […]

The financial industry continues to improve with regular advances in automation and technology. Dubbed “fintech,” the combination of finance and technology has become a popular trend to watch for industry insiders and the general public.  Fintech has changed the way that money is exchanged. Most people know about crowdfunding and mobile banking, but there are […]

Even if you are fortunate enough to love your 9 to 5 job the bottom line is that you will not become a wealthy person working for someone else. Every job will have its mundane aspects and when you combine that with a salary that just about gets you through to the end of the […]

The media and public sector often tout the benefits of increasing the federal minimum wage. President Obama used his 2014 State of the Union Address to proclaim that a higher minimum wage would drive economic growth, provide more jobs, and reduce government spending. However, these benefits are often inflated and fail to take into consideration […]

When you own your own business, cash flow problems arise from time to time. It may not be serious. Perhaps a supplier needs paying before your clients have made their payments? Or perhaps you are expanding and need quick capital to make the one-off payments associated with opening a new facility? When these situations arise, […]

Would you call yourself an individual who’s ‘financially literate’? While we’re not necessarily claiming that you know the Stock Market like the back of your hand, since we all use money in our daily lives, being financially literate should be a necessity across the board. The thing is, you can’t just ask whether someone is […]

If you are trying to build up a nest egg or you want to live more frugally, there are ways that you can do that which should not be too difficult for you. Living within your means is something that you should learn to do as a responsible adult, and there are many methods that […]

Open banking is a relatively new form of financial management which is started to become implemented around the world. The term refers to third-party applications that are designed to access people’s bank account information (with permission, of course) to help them manage their money. For example, you would download an open banking app, connect it to […]